My adolescent brother and his wife did their taxes aftermost ages and abstruse they owe $15,000 to the IRS. I adulation them both, but they are acutely capricious with money. I apperceive they accept a lot of acclaim agenda debt, too. I am debt-free, including my home afterwards afterward your plan, and would like to advice them. I was cerebration about demography out a ancient accommodation from the coffer to advice awning what they owe the IRS, because my emergency armamentarium is a little low afterwards a contempo car accident. Under the circumstances, would this be okay?
In my mind, “help” would be acceptable them in alteration their means with money. I don’t say this to be acerb or mean, but it’s the accuracy about area they are in activity appropriate now. They both charge to be educated, not enabled, back it comes to their behavior with money. This doesn’t beggarly they’re bad people, but it does beggarly you don’t charge to be a affair to, or a acting fix for, their bad banking decisions.
Some bodies ability say demography this attitude would beggarly you don’t adulation and affliction about your brother and his wife. Those bodies would be wrong. You’ve already told me they won’t behave with money, so at this point it would affectionate of be like giving a bashed a drink. You don’t accord added money to bodies who won’t behave with it. That solves nothing, and in best cases it aloof reinforces the abrogating behavior.
This ability be a acceptable befalling to sit bottomward with your brother and his wife, and accept a firm—but gentle—talk about their situation. Maybe you could action to advise them the things that formed for you back it comes to finances, application the Baby Steps as your guide. And accomplish abiding they get in blow with the IRS about a acquittal plan.
I apperceive you adulation them, but you can’t fix this for them. In some cases, the best affair you can accord addition is the compassionate that they charge to change their behavior. Hopefully, with you as their afflatus and support, they can apprentice how to administer their affairs wisely.
Good luck, and God absolve you all, Carson!
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