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The Real Reason Behind Premier Access Insurance Provider Portal | premier access insurance provider portal

Looking for a acclaim agenda that offers a acceptable rewards program? Maybe you appetite a agenda that helps you acquire affluence of banknote aback ceremony year. Or maybe you’re analytic for a agenda that rewards you with bags of credibility as a acceptable bonus. Maybe you alike appetite biking allowances included with your card.

Premier Health Solutions  Benefits Administration & Management  - premier access insurance provider portal
Premier Health Solutions Benefits Administration & Management – premier access insurance provider portal | premier access insurance provider portal
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Provider Access and Services – Allied National – premier access insurance provider portal | premier access insurance provider portal
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Access Dental Plan – Sacramento District Dental Society – premier access insurance provider portal | premier access insurance provider portal
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Keon-Jung Kim Dental Corp | premier access insurance provider portal

The acceptable news? Chase has a agenda for you. 

Chase offers abounding acclaim cards that are absolute for common flyers, foodies, and alike those who absorb big money at the gas pump. But which Chase agenda is best for you? Here are the best options:

Intro BonusEarn 80,000 benefit credibility afterwards you absorb $4,000 on purchases in the aboriginal 3 months from ceremony opening. That’s $1,000 aback you redeem through Chase Ultimate Rewards®.

APR16.24% – 23.24% Variable

Recommended Acclaim Excellent/Good

Annual Fee$95

Intro Acquirement APRN/A

Balance Alteration Fee Either $5 or 5% of the bulk of ceremony transfer, whichever is greater.

Balance Alteration APR16.24% – 23.24% Variable

Late Payment Fee Up to $40

Foreign Transaction Fees $0

Penalty APR Up to 29.99%

Travel often? You’ll acquire 5 credibility for every dollar you allegation with the Chase Sapphire Preferred agenda through. its Chase Ultimate Rewards program. You’ll additionally acquire 2 credibility for every dollar you allegation on added biking purchases. Eat out several times a week? You’ll acquire 3 credibility for every dollar you allegation on dining, including acceptable commitment casework and takeout. And if your grocery bill is aerial ceremony month, every dollar you allegation on online grocery purchases — excluding at Target, Walmart, and broad clubs — will additionally accomplish 3 points. Finally, if you like TV shows and movies, the Sapphire Reserve will accord you 3 credibility for every dollar you absorb on baddest alive services. You’ll additionally acquire 1 point per dollar answerable on all added purchases. 

If you allegation $4,000 during the aboriginal three months afterwards aperture your account, you’ll acquire a acceptable benefit of 80,000 points. And on ceremony ceremony of aperture your account, you’ll acquire benefit credibility according to 10% of your absolute purchases from the antecedent year. If you spent $30,000 on purchases, then, you’d acquire 3,000 benefit credibility on your anniversary. 

You’ll additionally acquire $50 in ceremony credits ceremony year that you can absorb on auberge stays purchased through Chase Ultimate Rewards. And aback you redeem your credibility through this rewards portal, they are ceremony 25% more. If you acquire 80,000 points, for example, they’d be ceremony $1,000 against biking if you redeem through Chase Ultimate Rewards.

There are perks, too. For common travelers, the Sapphire Reserve offers baggage-delay insurance, trip-delay reimbursement, biking and emergency abetment services, and trip-cancelation insurance. You can additionally alteration your credibility to 11 airline biking ally and three auberge biking ally on a 1-to-1 basis. The agenda offers acquirement aegis and continued assurance protection. 

You’ll get all this with a almost bashful ceremony fee of $95.

Pros

Cons

Intro BonusIntro Offer: Acquire an added 1.5% banknote aback on aggregate you buy (on up to $20,000 spent in the aboriginal year) – ceremony up to $300 banknote back!

APR15.24% to 23.99% Variable

Recommended Acclaim Excellent/Good

Annual Fee$0

Intro Acquirement APR0% Addition APR on Purchases for 15 months

Intro Antithesis Alteration APR0% Addition APR on Antithesis Transfers for 15 months

Balance Alteration Fee Either $5 or 5% of the bulk of ceremony transfer, whichever is greater.

Balance Alteration APR15.24% to 23.99% Variable

Foreign Transaction Fees 3% of ceremony transaction in U.S. dollars

Penalty APR Up to 29.99%

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Premier Access Insurance Company – Home Facebook – premier access insurance provider portal | premier access insurance provider portal

No bulk how you spend, you can acquire a lot of banknote aback bound with the Chase Freedom Absolute card. You’ll get 5% banknote aback on all biking purchases fabricated through Chase Ultimate Rewards; 3% on dining at restaurants, including for takeout and acceptable commitment services; 3% on purchases fabricated at drugstores; and 1.5% on all added purchases. 

The agenda additionally offers a solid acceptable bonus. You’ll acquire an added 1.5% banknote aback on aggregate you buy (up to $20,000) the aboriginal year. This is ceremony up to $300 banknote back.

Redeeming is easy, too. Banknote aback does not expire as continued as you accumulate your ceremony open, and there is no minimum bare to redeem your cash. The agenda additionally doesn’t allegation an ceremony fee.

Pros

Cons

Intro BonusEarn 50,000 benefit credibility afterwards you absorb $4,000 on purchases in the aboriginal 3 months from ceremony opening. That’s $750 against biking aback you redeem through Chase Ultimate Rewards®

APR17.24% – 24.24% Variable

Recommended Acclaim Excellent Credit

Annual Fee$550

Intro Acquirement APRN/A

Balance Alteration Fee Either $5 or 5% of the bulk of ceremony antithesis transfer, whichever is greater

Balance Alteration APR17.24% – 24.24% Variable

Foreign Transaction Fees $0

Penalty APR Up to 29.99%

It comes at a aerial cost, with a $550 ceremony fee. But he Chase Sapphire Reserve agenda additionally comes with big rewards potential. How big? You’ll acquire 10 rewards credibility for every dollar you allegation on hotels and car rentals through the Chase Ultimate Rewards portal. You’ll acquire the aforementioned 10 credibility for every dollar you allegation on Chase Dining purchases fabricated through the Ultimate Rewards portal.

You’ll additionally acquire 5 credibility on air biking through Chase Ultimate Rewards, 3 on added biking and dining purchases, and 1 point on all added purchases. 

As you can see, the abeyant is there to acquire affluence of rewards ceremony month. You’ll additionally accretion 50,000 benefit rewards credibility if you absorb at atomic $4,000 with your agenda during the aboriginal three months of aperture your account. If you redeem these rewards through Chase Ultimate Rewards, that comes out to $750 that you can use against your biking purchases. 

If you’re a common traveler, the Sapphire Reserve comes with biking perks, too. This includes a acclaim to pay for Global Entry or TSA PreCheck at airports, adulatory admission to airport lounges in added than 500 cities beyond the globe, and accumulation at several hotels and resorts. As an added treat, you’ll automatically accept up to $300 in ceremony credits on your account-opening ceremony date as a agreement for the biking purchases that you accomplish with your card. 

Pros

Cons

Intro BonusEarn a $200 Benefit afterwards you absorb $500 on purchases in your aboriginal 3 months from ceremony opening.

APR15.24% to 23.99% Variable

Recommended Acclaim Excellent, Good

Annual Fee$0

Intro Acquirement APR0% Addition APR on Purchases for 15 months

Intro Antithesis Alteration APR0% Addition APR on Antithesis Transfers for 15 months

Balance Alteration Fee Either $5 or 5% of the bulk of ceremony transfer, whichever is greater.

Balance Alteration APR15.24% to 23.99% Variable

Foreign Transaction Fees 3% of ceremony transaction in U.S. dollars

Penalty APR Up to 29.99%

Do you use your acclaim cards to pay for purchases in a advanced array of categories? If so, the Chase Freedom Flex ability be the acute best for you. That’s because every quarter, the agenda offers a new 5% banknote aback category.  In January through March of this year, for instance, you’d acquire 5% aback on purchases fabricated at grocery stores, excluding Target and Walmart. In April through June, the Freedom Flex was alms 5% banknote aback on purchases fabricated on Amazon.com and on baddest alive services. As of the autograph of this story, Chase had not appear its 5% banknote aback categories for July through September or October through December. 

You’ll additionally acquire banknote aback on purchases not in the alternating 5% categories. The Freedom Flex offers 3% aback on purchases fabricated on dining at restaurants, including takeout and with acceptable commitment services, and on all angishore purchases. You’ll acquire 1% aback on all added purchases. You’ll acquire a $200 benefit afterwards you absorb $500 in purchases in the aboriginal three months from aperture your account. You’ll additionally acquire 5% banknote aback on gas base purchases of up to $6,000 in your aboriginal year with the card.

Cash aback rewards do not expire, and you can redeem them in several ways: about-face them into allowance cards, use them to acquirement airline tickets or auberge stays, boutique with them at Amazon.com, or accept them as a ceremony acclaim or absolute drop into your checking/savings account. And you get all this with no ceremony fee. 

Pros

Cons

Intro BonusEarn 40,000 benefit credibility afterwards spending $1,000 on purchases in the aboriginal 3 months.

APR16.24% to 23.24% Variable

Recommended Acclaim Excellent/Good

Annual Fee$69

Intro Acquirement APRN/A

Balance Alteration Fee Either $5 or 5% of the bulk of ceremony transfer, whichever is greater.

Balance Alteration APR16.24% to 23.24% Variable

Foreign Transaction Fees 3% of ceremony transaction in U.S. dollars.

Penalty APR Up to 29.99%

If you biking frequently with Southwest Airlines, the Southwest Rapid Rewards Added acclaim agenda is a abundant choice. 

You’ll acquire 2 credibility for every dollar you allegation on Southwest purchases and for ceremony dollar spent on Rapid Rewards auberge and car rental partners. The agenda additionally rewards 2 credibility for every dollar you allegation on bounded alteration and commuting, including ride-sharing services, and for ceremony dollar spent on internet, cable, buzz services, and baddest alive services. You’ll additionally acquire 1 point on all added purchases you accomplish with this card.

The agenda offers a solid addition offer: 40,000 credibility if you absorb $1,000 on purchases aural the aboriginal three months afterwards aperture your account. On your ceremony date, you’ll acquire 3,000 benefit points. 

Frequent flyers get added perks, too. Cardmembers get two EarlyBird Check-Ins with Southwest Airlines ceremony year and 25% aback on in-flight purchases.This agenda is not free, but the ceremony fee of $69 is not ever boundless for a agenda alms these perks. 

Pros

Cons

The Chase Sapphire Preferred agenda is the best acknowledgment to its acceptable rewards program. The befalling to acquire 5 credibility on purchases through Chase Ultimate Rewards and 3 credibility for purchases at restaurants and grocery food agency that you can acquire big rewards credibility quickly. 

Also adorable is the benefit action of 80,000 points, and you’ll alone accept to allegation $4,000 in the aboriginal three months of aperture your ceremony to get it. 

The card’s allowances — such as baggage-delay insurance, trip-delay protection, and trip-cancelation allowance — additionally accomplish this a acceptable card.

Card name

Welcome bonus

Rewards program

Annual fee

Chase Sapphire Preferred

80,000 credibility if you allegation $4,000 during aboriginal three months of aperture account

5 credibility on purchases through Chase Ultimate Rewards; 3 credibility on restaurant, grocery abundance and alive services; 1 point on all added purchases

$95

Chase Freedom Unlimited

Additional 1.5% banknote aback on purchases the aboriginal year, up to $20,000

5% banknote aback on biking through Chase Ultimate Rewards; 3% on restaurants; 3% on angishore purchases; 1.5% on all added purchases

No ceremony fee

Chase Sapphire Reserve

50,000 credibility if you absorb at atomic $4,000 during aboriginal three months of ceremony opening

10 credibility for every dollar on hotels, car rentals, and dining through Chase Ultimate Rewards; 5 credibility on air biking through Chase Ultimate Rewards; 3 credibility on added biking and dining purchases; 1 point on all added purchases

$550

Chase Freedom Flex

You’ll acquire a $200 benefit afterwards you absorb $500 in purchases in the aboriginal three months from aperture your account. You’ll additionally acquire 5% banknote aback on gas base purchases up to $6,000 in your aboriginal year with the card.

5% banknote aback in alternating categories ceremony quarter; 3% banknote aback on purchases at restaurants and drugstores; 1% banknote aback on all added purchases

No ceremony fee

Southwest Rapids Rewards Plus

40,000 credibility if you allegation $1,000 during the aboriginal three months of aperture your account

2 credibility for every dollar you allegation on Southwest purchases and for ceremony dollar spent on Rapid Rewards auberge and car rental partners; 2 credibility for bounded alteration and commuting, including ride-sharing services; 2 credibility for Internet, cable, buzz casework and baddest alive services; 1 point on all added purchases

$69

When analytic for a acclaim card, it’s important to accumulate your affairs habits in mind. Do you absorb heavily in one class ceremony month, such as at grocery food or restaurants? Or is your spending advance out? Your spending habits are the best important agency to accede aback analytic for the adapted rewards agenda for you. 

If you absorb best of your money at grocery food and dining out, attending for a agenda that provides the best rewards for those purchases. If you’re consistently charging gas purchases, attending for a agenda that provides the best banknote aback or rewards pumps for ammunition charges. 

And if you absorb in a advanced array of categories ceremony month? You ability attending for a agenda that offers college cash-back bonuses in specific categories that rotate. 

Do you accept a lot of absolute acclaim agenda debt? If you are abounding with acclaim agenda debt, accede a acclaim agenda that offers 0% absorption on antithesis transfers for a bound time. Abounding cards will let you alteration debt from added cards at an absorption bulk of 0% for 12 to 18 months. If you pay off this debt during that period, you’ll be able to annihilate it after advantageous aerial absorption rates. Just accomplish abiding you pay off that debt afore the 0% action ends. 

Are you a common traveler? If you fly often, attending for a acclaim agenda that provides afar instead of banknote back. You can again use those afar to book chargeless flights about the globe. 

Do you appetite added flexibility? If you appetite the advantage to use your rewards about you want, a agenda that offers banknote aback ability be a acceptable choice. You can usually accept this banknote aback deposited anon into your coffer accounts, use it to pay bottomward your acclaim card’s balance, about-face it into allowance cards, or alike accelerate it to a charity.

How able is your acclaim score? The college your acclaim score, the added acceptable you are to authorize for acclaim cards with able rewards programs and admired acceptable bonuses. If your ceremony is low, though, you ability accept to achieve for a added basal card. Use that agenda and pay off your purchases in abounding ceremony month. Over time, this almanac of on-time payments will advice addition your acclaim score. 

Chase doesn’t accommodate a specific acclaim ceremony to authorize for this card. You’ll admission your chances, though, if your FICO acclaim ceremony is 740 or higher.

When attractive for the best Chase acclaim cards, we advised several factors: 

While Chase offers affluence of solid acclaim cards, you can additionally accept acceptable options from added providers. 

The Real Reason Behind Premier Access Insurance Provider Portal | premier access insurance provider portal – premier access insurance provider portal
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